Although I am usually a hard man to please Richard was excellent. He explained everything so I understood it with such ease. When the market took a huge decline, knowing that my IRA was safe and secure allowed me to sleep at night. Rich made me feel completely comfortable and answered all my questions. He even gave me his personal cell phone number.  He offers such quality service and goes beyond all expectations. I will definitely be recommending his company to everyone I know.  Ralph M. , Provo, UT

I met Richard during Covid via Zoom multiple times. Richard is very personable as well as knowledgeable in a lot of areas and showed both my wife and I things I never knew about including a serious amount of tax savings and different strategies to help us in retirement.  He even explained how to reduce my mortgage term, saving me well over 100,000 dollars.  I would highly recommend taking the time to meet with him and learn. Very highly recommended. James F. Washington, DC

Richard has an extensive knowledge of the federal employee  space and a very easy way to help me understand and navigate the retirement system. He assisted me with the retirement paperwork as I was so overwhelmed. I am happily retired and thankful for Richards assistance patience and expertise.

Dave C, Louisville, KY

Wow, I was scared and nervous and felt overmatched with all the benefits and all the different decisions we had to make. My wife and I are both federal employees and when Richard entered the picture he simplified the process for us and he displayed remarkable patience and knowledge that was very much needed. I would suggest any federal employee that is considering retirement or just wanting to understand the process or the benefits in a clear and concise fashion Please contact him.   Raymond J., Jersey City, NJ